[Ron Ramirez]

Ok. Differences:

Model 95 has a brass dial scale, illuminated from above; Model 96 has a tan celluloid dial scale, illuminated from behind.
Model 95 has a two position local-distance switch; Model 96 has a four position tone control.
Model 95 uses the 1928-29 cylindrical capacitors under the chassis; Model 96 uses Bakelite block capacitors.
(I think) Model 95 uses the older 1929 speaker connector with four pins spaced wide apart - a large rectangular plug; Model 96 uses the "newer" speaker connector which is the same as used on 1931 Philcos such as models 70, 90, 112, etc. - a round plug with four pins spaced closely together, much like a 4-pin tube base, only with one large pin.

And that's about it. They are otherwise the same.